Advanced Multi Wallet Digital Banking System with Virtual Card and Rewards

The Advanced Multi Wallet Digital Banking System with Virtual Card and Rewards is a full-scale fintech banking platform built to manage digital wallets, virtual cards, user balances, transactions, rewards, and financial services in one unified system. Designed for modern digital banks and fintech startups, the platform supports multi-wallet accounts, instant virtual card issuance, internal transfers, rewards programs, and admin-level financial controls through a secure and scalable architecture.

This system is ideal for fintech companies, neobanks, payment startups, digital finance platforms, and entrepreneurs looking to launch a complete digital banking solution.

Overview

This platform enables users to create and manage multiple wallets, hold balances in different currencies, perform transfers, generate virtual cards, earn rewards, and track all financial activity from a single dashboard. Users can fund wallets, move money internally, pay online using virtual cards, and earn loyalty points or cashback rewards based on transactions.

Admins maintain full oversight of wallet balances, card issuance rules, fees, rewards logic, user verification, and transaction monitoring. The system is built with scalability and security in mind, making it suitable for high-volume fintech operations and SaaS deployment.

Core Features

Multi Wallet & Banking System

• Multiple wallets per user

• Multi-currency wallet support

• Wallet-to-wallet transfers

• Internal user transfers

• Transaction ledger and history

• Balance locking and controls

Virtual Card Management

• Instant virtual card creation

• Card number, CVV, and expiry generation

• Card funding from wallet balance

• Card freezing and termination

• Spending limits and usage controls

Rewards & Loyalty System

• Cashback rewards

• Transaction-based reward points

• Referral bonuses

• Reward conversion rules

• Admin-configurable reward logic

User Dashboard

• Wallet balance overview

• Card management interface

• Transaction analytics

• Rewards tracking

• Downloadable statements

Admin & Banking Controls

• Centralized admin dashboard

• User and wallet management

• Fee configuration

• Virtual card rules and limits

• Rewards configuration

• Transaction monitoring

• KYC and verification workflow

Security & Compliance

• Encrypted financial data

• Secure authentication system

• Fraud prevention controls

• Role-based access permissions

• Audit logs and reporting

Use Case & Benefits

Use Cases

• Digital banks and neobanks

• Fintech startups

• Wallet and payment platforms

• Crypto and online finance services

• Loyalty-based financial products

Benefits

• Complete digital banking infrastructure

• Multi-wallet financial flexibility

• Secure virtual card payments

• Built-in rewards monetization

• Centralized admin control

• Ready for commercial deployment

Why Choose This Platform

Unlike basic wallet systems, this solution combines multi-wallet banking, virtual cards, rewards automation, and admin-level financial governance into one platform. It’s designed to scale, monetize, and adapt to real-world fintech business models without the complexity of building everything from scratch.

Demo

Demo Frontend: Here
Demo Admin: Here

Admin Login
Email: admin@admin.com
Password: admin@admin.com