Virtual Prepaid Credit Card Issuing Platform (SaaS)

The Virtual Prepaid Credit Card Issuing Platform (SaaS) is a secure, scalable fintech solution designed to issue, manage, and control virtual prepaid cards for online payments, subscriptions, advertising platforms, and international transactions. Built for SaaS deployment, the platform enables businesses and fintech startups to offer instant virtual card creation, balance management, transaction tracking, and user-level controls through a centralized dashboard.

This system is ideal for fintech companies, payment service providers, crypto platforms, online businesses, and entrepreneurs looking to launch a virtual card service without building payment infrastructure from scratch.

Overview

The Virtual Prepaid Credit Card Issuing Platform allows users to generate virtual cards instantly, fund them through supported payment methods, and use them for online purchases globally. Each card can be configured with spending limits, expiration dates, and usage controls to reduce fraud and improve financial security.

Admins have full control over card issuance rules, user verification, fees, funding sources, transaction monitoring, and compliance settings. The SaaS-ready architecture supports multi-user subscriptions, role-based access, and scalable growth for high-volume fintech operations.

Core Features

Virtual Card Issuance

• Instant virtual prepaid card generation

• Unique card number, CVV, and expiry date

• Multiple cards per user

• Card freezing and termination

• Spending limits and usage controls

Wallet & Funding System

• User wallet management

• Card funding and withdrawals

• Transaction-based balance deduction

• Multi-currency support

• Funding via bank transfer, crypto, or payment gateways

User Dashboard

• Card management interface

• Transaction history and analytics

• Wallet balance overview

• Card usage monitoring

• Downloadable transaction records

Admin & SaaS Controls

• Full admin dashboard

• User management and KYC verification

• Card issuance rules and limits

• Fee configuration (issuance, funding, transactions)

• Subscription plans and billing

• API and provider integration management

Security & Compliance

• Encrypted card data storage

• Fraud prevention controls

• Transaction monitoring

• IP and device security

• Role-based access permissions

Use Case & Benefits

Use Cases

• Fintech startups launching virtual card services

• Crypto platforms offering prepaid cards

• Businesses paying for ads, subscriptions, and SaaS tools

• Payment service providers

• Online entrepreneurs offering card solutions

Benefits

• Instant card issuance without bank infrastructure

• Secure online payment solution

• Full control over spending and fraud risks

• Scalable SaaS business model

• Ready for commercial deployment

Why Choose This Platform

Building a virtual card system from scratch requires banking partnerships, infrastructure, and heavy compliance. This platform removes that barrier by providing a ready-to-launch SaaS solution with card issuance logic, wallet management, admin control, and security baked in. It’s designed for speed, scalability, and monetization.

Demo

Demo Frontend: Here
Demo Admin: Here

Admin Login
Email: admin@admin.com
Password: admin@admin.com