Virtual Prepaid Credit Card Issuing Platform – Stripe API (SaaS) | Digital Card Issuance & Payment Infrastructure

The Virtual Prepaid Credit Card Issuing Platform – Stripe API (SaaS) is a secure fintech platform built to issue, manage, and control virtual prepaid cards using Stripe’s payment infrastructure. Designed for SaaS deployment, it enables businesses to offer instant virtual card creation, wallet funding, transaction tracking, and spending controls for online payments, subscriptions, ads, and international transactions.

This platform is ideal for fintech startups, payment service providers, SaaS entrepreneurs, online businesses, and developers looking to launch a Stripe-powered virtual card service without building payment infrastructure from scratch.

Overview

This system allows users to generate virtual prepaid cards instantly, fund them through Stripe, and use them for online purchases worldwide. Each card includes configurable limits, expiry dates, and usage controls to improve security and fraud protection.

Admins have full control over user verification, card issuance rules, Stripe API keys, fees, funding flows, and transaction monitoring. The SaaS-ready architecture supports multi-user subscriptions, role-based access, and scalable growth for high-volume fintech operations.

Core Features

Virtual Card Issuance

• Instant virtual prepaid card creation

• Unique card number, CVV, and expiry generation

• Multiple cards per user

• Card freezing and termination

• Spending limits and merchant restrictions

Stripe Payment Integration

• Stripe-powered wallet funding

• Secure card funding flow

• Webhook-based transaction sync

• Automatic balance updates

• Stripe API key configuration

Wallet System

• User wallet balances

• Card funding from wallet

• Withdrawals and refunds

• Multi-currency support

• Transaction ledger

User Dashboard

• Card management interface

• Transaction history

• Wallet balance overview

• Card usage analytics

• Downloadable statements

Admin & SaaS Controls

• Centralized admin dashboard

• User and KYC management

• Card issuance rules and limits

• Fee configuration (issuance, funding, usage)

• Subscription plans and billing

• Stripe API management

• Transaction monitoring

Security & Compliance

• Encrypted financial data

• Secure authentication system

• Fraud prevention controls

• IP and device security

• Role-based access permissions

Use Case & Benefits

Use Cases

• Fintech startups launching virtual card services

• SaaS platforms offering prepaid cards

• Businesses paying for ads and subscriptions

• Payment service providers

• Entrepreneurs building Stripe-based card platforms

Benefits

• Instant card issuance using Stripe

• Secure online payment solution

• Full control over spending and fraud risks

• Scalable SaaS business model

• Ready for commercial deployment

Why Choose This Platform

Building a Stripe-powered virtual card platform from scratch requires deep API logic, security controls, and payment workflows. This system removes that barrier by delivering a ready-to-launch SaaS solution with Stripe integration, wallet management, admin control, and card issuance logic built in.

Demo & Installation

Demo Frontend: Here
Demo Admin: Here

Admin Login
Email: admin@admin.com
Password: admin@admin.com